**Article:**
In New Castle, Pennsylvania, employees injured at work may encounter difficulties if their employer does not have the mandatory workers’ compensation insurance. Lawrence M. Kelly, a local workers’ compensation attorney with Luxenberg, explains that state law offers several legal options to help injured workers seek compensation despite the absence of employer coverage.
Workers in this situation can pursue claims through the Pennsylvania Workers’ Compensation Act or file a personal injury lawsuit against their employer. Additionally, there may be other state funds or programs designed to assist workers when employers fail to meet insurance requirements. Attorney Kelly emphasizes the importance of consulting a legal professional promptly to understand the best course of action based on individual circumstances.
**Why this matters:**
Workers’ compensation insurance is intended to protect employees by providing benefits for work-related injuries without the need for litigation. When employers do not carry this insurance, injured workers face greater uncertainty and potential financial hardship. Understanding the legal options available ensures that workers can still access necessary medical care and compensation, safeguarding their rights and well-being.
Source: NewsData