Ayvens announced robust financial results for the fourth quarter and full year of 2025, with net income attributable to the group rising 45.7% to EUR 996 million compared to 2024. Leasing and services margins increased by 9.1% year-over-year to EUR 2,944 million, while the net used car sales result grew 29.6% to EUR 411 million. The company also improved operational efficiency, achieving a cost-to-income ratio of 56.1%, down from 63.2% in 2024, and a return on tangible equity (ROTE) of 12.9%, up from 8.6% the previous year.
For the fourth quarter of 2025, Ayvens reported a 45.2% increase in net income group share to EUR 232 million, supported by higher margins and a doubling of the net used car sales result. The company’s earning assets stood at EUR 53 billion, slightly down from 2024 due to portfolio adjustments in certain markets. Ayvens confirmed its PowerUp 2026 financial targets, including a cost-to-income ratio around 52%, a ROTE between 13% and 15%, and a dividend payout ratio of 50%.
**Why this matters**
Ayvens’ strong financial results demonstrate the effectiveness of its strategic initiatives, including IT platform integration, operational streamlining, and enhanced asset management. The company’s focus on profitability and risk management, alongside its commitment to sustainable mobility solutions, positions it well to navigate ongoing market normalization and deliver shareholder value. Confirming the 2026 targets provides investors with clear guidance on the company’s financial priorities and growth outlook.
Source: NewsData